"Digital Fee Wallet" means an utility on your desktop or mobile gadget, reminiscent of mobile phone, tablet or laptop, that stores your cost data for facilitating on-line or contactless funds. You possibly can store payment data in a digital wallet including however not limited to credit, debit, prepaid or loyalty card numbers.

"Direct Pay" means the net payment for the purchase of Draw-Based Lottery Games Performed Online (subject to system availability), executed by means of the Payment Technique of the Participant without the necessity to fund the Player Account, relatively than via using Unutilized Funds and/or Bonus Funds.

"Direct Pay Subscription Terms" means the terms and circumstances applicable to a subscription for tickets for a Draw-Primarily based Lottery Game Performed On-line made by way of Direct Pay in accordance with Section 5.

"Dormant Account" means a Participant Account that is described in Section 10.2 however doesn't embrace the Participant Account of a person registered for My PlayBreak;

"Downtime" has the meaning specified in Section 15.2;

"Draw-Based mostly Lottery Recreation Played On-line" means any of the video games made accessible through OLG.ca on occasion that: (i) constitutes a "lottery scheme" for purposes of the Criminal Code (Canada), (ii) requires the Participant to pick out a set of numbers or other play components (whether or not chosen by the Participant and/or randomly generated), and (iii) has its final result or outcome being decided by a draw, however doesn't include any Pay-to-Play Recreation or any Play-for-Free Game.

"Error" has the that means specified in Part 15.1;

"Error Funds" has the which means specified in Section 15.1;

"Event" has the meaning specified in the relevant Pay-To-Play Recreation Rules;

"Excluded Individual" means an individual who will not be permitted to register an account with OLG.ca or, if the individual already has a Player Account, to take care of that Player Account in an activated state, together with:

1. a person who doesn't fulfill all the eligibility standards which are described in Part 4.1 of this Agreement;

2. an individual who has been excluded from OLG.ca by courtroom order or any applicable legislation or regulation or any rule or coverage enacted pursuant thereto, together with the AGCO Requirements;

3. an individual who's prohibited from accessing a gaming site or taking part in lottery schemes beneath Commonplace 3.01 or Customary 3.01.1 of the AGCO iGaming Standards, or every other relevant provision of the AGCO iGaming Standards or AGCO Requirements, every now and then;

4. an individual who has registered for self-exclusion from a On line casino (as defined within the AGCO Gaming Requirements) underneath My PlayBreak, at some stage in their My PlayBreak time period (see the Accountable Playing and My PlayBreak Policy for additional data);

5. an individual registered for My PlayBreak;

6. a person who's an employee of OLG or who, by contract or another arrangement with OLG, is prohibited from registering an account with OLG.ca; and

7. a person who is an worker of an "iGaming vendor" or "an iGaming entity" (as such terms are defined within the OLG Guidelines Respecting iGaming Lottery Video games as amended or changed infrequently).


"FINTRAC" means the Financial Transactions and Stories Evaluation Centre of Canada and the successors thereof;

"Future Sport Transaction" has the meaning specified in Section 5.3;

"Video games" means, collectively, Draw-Primarily based Lottery Video games Played On-line, Pay-to-Play Video games and Play-for-Free Video games;

"iGaming System" means the system that's utilized by OLG for the aim of registering and administering Participant Accounts, facilitating the playing of Video games by Gamers, and paying prizes;

"Intending Participant" means a person described in Section 4.1;

"Reside Stream" or "Reside Streaming" means the real-time or near real-time audio-visible stream of a selected sporting match, game, competitors, tournament or special occasion which a Participant can access by assembly the eligibility requirements set out in Section 4.5;

"Login Credentials" means a singular combination of identifiers created by a Participant that's utilized by a Player to determine themselves to the iGaming System each time the Player wants to access their Participant Account consisting of, at a minimum, gate of olympus demo a username (together with the email tackle associated with such Player Account) and a password.

"Lottery Sport Rules" means any terms, conditions, explanations, guidelines and procedures, including the prize construction, issued by OLG or the Interprovincial Lottery Corporation now and again (along with this Settlement) which apply to a Draw-Based mostly Lottery Game Played On-line and that are designated by OLG as Lottery Game Guidelines. Subject to Part 3, the Lottery Recreation Rules are included into and kind part of this Settlement;

"Mobile Purposes" means any utility developed by or on behalf of OLG that Potential Gamers and Gamers can install on their mobile system, reminiscent of mobile phone or pill, and via which choose Games are made obtainable to eligible Players every now and then;

"Multi-Issue Authentication" has the meaning specified in Section 4.4.

"My PlayBreak" has the that means specified within the Accountable Gambling and My PlayBreak Coverage;

"OLG" means Ontario Lottery and Gaming Corporation and the successors thereof;

"OLG.ca" means OLG's websites and Cellular Applications by which choose Video games are made accessible to eligible Players every so often;

"OLG Web Gaming Privacy and Cookie Policy" means the OLG.ca cookie and privateness coverage, as amended or changed by OLG every now and then. Topic to Section 3, the OLG Internet Gaming Privacy and Cookie Policy is integrated into and forms part of this Settlement;

"OLG IP Rights" has the meaning specified in Part 14.3;

"Payment Method" means the payment choices that OLG accepts for funding Player Accounts or making purchases utilizing Direct Pay, that are listed throughout the Deposit and Direct Pay pages, and as up to date from time to time in OLG’s sole discretion, which will embody but aren't restricted to such choices as credit score cards, debit cards, e-transfers and the use of a Digital Cost Wallet.

"Pay-to-Play Game" means any of the games or products made accessible by OLG.ca from time to time that: (i) constitutes a "lottery scheme" for functions of the Criminal Code (Canada), (ii) requires the Participant to place a wager or make a wager as a condition to entering the game, and (iii) affords the Participant an opportunity to win a Prize however does not include any Draw-Primarily based Lottery Sport Performed Online or any Play-for-Free Recreation. Examples of Pay-to-Play Video games include Sports Betting Games Played On-line and on line casino type games corresponding to roulette and slots;

"Pay-to-Play Sport Rules" means the terms, circumstances, explanations, rules and procedures (for instance, how a Prize is received, the worth and odds of profitable Prizes for a person Pay-to-Play Game, the Prize tiers within a Pay-to-Play Game) issued by OLG every now and then (along with this Agreement) which apply to a selected Pay-to-Play Recreation and which are designated by OLG as Pay-to-Play Game Rules. Subject to Section 3, the Pay-to-Play Recreation Rules are incorporated into and type part of this Settlement;

"Player" means an individual (for certainty, aside from a person who is or turns into an Excluded Particular person) who has efficiently registered a Player Account that has not been Suspended, Deactivated, or Closed;

"Player Account" means a Player's account of notional funds corresponding to Canadian dollars that's maintained on the iGaming System, and likewise includes the Participant's registration info, deposit and withdrawal transaction history, and game-play info that the Player can entry by means of OLG.ca infrequently;

"Player Contact Information" means a Participant's contact info that's related to a Player Account and stored in the iGaming System on the relevant time together with, for instance, the Player's title, e-mail handle, mailing tackle and phone number;

"Player-Initiated Transaction" has the meaning specified in Section 10.1;

"Play-for-Free Game" means any of the free video games made accessible by way of OLG.ca once in a while that contain some the options of a "lottery scheme" for purposes of the Criminal Code (Canada) but do not afford an opportunity to win a Prize or require any payment to play;

"Player Support" means OLG.ca's buyer assist providers, which can be contacted in accordance with Section 18.1;

"Prize" means a prize received by a Participant from a Game in accordance with the applicable Lottery Recreation Guidelines or Pay-to-Play Game Rules;

"Prospective Player" means any particular person who visits OLG.ca however is just not a Participant;

"Accountable Gambling and My PlayBreak Policy" means the OLG accountable playing policy relating particularly to OLG.ca, as amended or changed by OLG sometimes. Topic to Section 3, the Responsible Playing and My PlayBreak Policy is integrated into and types part of this Settlement;

"Sports Betting Video games Played Online" means Pay-to-Play Video games made available by means of OLG’s on-line sports activities betting platform.

"Suspended Account" has the which means specified in Section 12.1;

"Suspend" or "Suspension" means that a Participant Account has been set to a Suspended Account as described in Section 12.1;

"Time-primarily based One-time Password" has the meaning specified in Part 4.4.

"Unutilized Funds" means any notional funds corresponding to Canadian dollars that are credited to a Participant Account, including Prizes but excluding Bonus Funds, that haven't been used by the Participant.

Three Further Paperwork COMPRISING Part of THIS Agreement

This Agreement incorporates by reference the phrases, circumstances, policies, statements and explanations of other paperwork, including:

1. the relevant Lottery Sport Guidelines and Pay-to-Play Sport Guidelines;

2. any relevant web site person settlement;

3. any applicable mobile application consumer settlement;

4. the Accountable Playing and My PlayBreak Policy;

5. the Direct Pay Subscription Phrases;

6. the applicable Bonus Funds Terms; and

7. OLG Internet Gaming Privacy and Cookie Coverage.

Within the event of any battle or inconsistency between any provision of this Agreement and between any of such other terms, conditions, insurance policies, statements and explanations, the order of priority shall be in descending order of clauses i.to vii. above, except that this Agreement shall rank under the applicable Lottery Sport Guidelines and Pay-to-Play Recreation Guidelines referenced in clause i. and above the phrases, situations, insurance policies, statements and explanations referenced in clauses ii. to vi.

Four REGISTRATION OF A Participant ACCOUNT

4.1 ELIGIBILITY TO REGISTER A Participant ACCOUNT

Solely Gamers are allowed to play Draw Based Lottery Games Played Online, Pay-to-Play Games by OLG.ca. A person who desires to become a Participant (an "Intending Player") should fulfill the following standards, as determined by OLG in its sole discretion:

1. the Intending Player should not already be a Player. A Participant is just entitled to have one Participant Account. Solely Gamers who are no less than 19 years of age will be capable to play Pay-to-Play Games, Play-for-Free Games. The registration or tried registration of a couple of Participant Account will represent a fabric breach of this Settlement;

2. the Intending Participant should be at the very least 18 years of age. All Players who're not less than 18 years of age are eligible to play Draw-Based Lottery Games Played Online;

3. the Intending Player should reside in Ontario;

4. the Intending Participant have to be bodily positioned in the Province of Ontario each time the Player plays any of the Video games (including when signing up for Future Recreation Transactions);

5. the Intending Participant should not be an Excluded Particular person;

6. the Intending Player have to be a person who's acting on their own behalf.
8. within the case of Sports activities Betting Video games Performed Online, the Intending Participant must comply with the provisions of paragraphs 5(a), (b), (c) and (d) of Part 14.5 every time the Intending Participant plays any of the Games.

An Intending Player who doesn't fulfill all of the foregoing standards isn't eligible to register an account with OLG.ca or to change into a Participant. The Intending Participant should not be appearing for or on behalf of anybody apart from themselves, whether or not as an agent or in any other case; and

7. the Intending Participant must submit true, full and accurate information when offering registration info. OLG, in its sole discretion, could require extra data or documentation from an Intending Player or Player prior to finishing the registration of a Participant Account or at any time thereafter, including for the purposes of confirming a Player's id or other Player Contact Data and so as to analyze another suspected breaches of this Settlement (together with any suspected fraudulent or dishonest activity). A failure of the Intending Participant to satisfy any of the foregoing will represent a fabric breach of this Agreement.

OLG will disclose an Intending Player's registration info and extra info or documentation offered for the needs of authenticating the Intending Player’s registration info to third-social gathering service providers for such purposes and to otherwise confirm that an Intending Participant has satisfied the foregoing standards and is eligible to register a Player Account. In addition, OLG may equally disclose information in respect of a Player to third-events infrequently for the purposes of (i) confirming the Participant's continued eligibility to keep up a Participant Account, (ii) investigating any suspected breaches of this Agreement (together with any suspected fraudulent or dishonest activity), and (iii) exercising any of OLG's different rights described on this Agreement or in any of the opposite documents included in this Settlement by reference pursuant to Section 3.

By providing any information or documentation to OLG, the Intending Participant (or the Participant, as the case may be) consents to the collection, use, storage, and disclosure of such data by OLG for any and all of the needs contemplated on this Agreement or in any of the opposite documents included in this Agreement by reference pursuant to Section 3. Please see the OLG Web Gaming Privateness and Cookie Coverage for extra information relating to the gathering, use, disclosure and storage of personal info by OLG.

4.2 Participant ACCOUNT Information

Info that's submitted by an Intending Participant who is registering an account with OLG.ca should be true, correct and full on the time it is supplied to OLG and such data should remain true, accurate and complete following the registration of a Participant Account. If any of such registration data changes following the registration of a Participant Account, it's the Player's sole accountability to ensure that the Participant remains entitled to have a Participant Account pursuant to the phrases of this Agreement and, if essential, to replace the Player's data within the Player Account by going to the "My Account" or "Account Information" page.

OLG may, now and again, disclose a Player's registration information to third-party service suppliers for the needs of confirming that the Player's registration information remains true and correct. In addition, OLG may, at any time in its sole discretion, request further information and documentation from a Player and may disclose such extra information and documentation to third events for this function.

You consent that OLG, and its third-occasion service suppliers, can accumulate, use, retailer and disclose private data as defined in the OLG Privateness and Cookie Policy. You consent that this data can be utilized, saved, retained, and disclosed outside of the Province of Ontario and Canada. This consent allows the following services to be provided: (i) verification of identity; (ii) fee processing; (iii) location verification; (iv) analytics; (v) customer relationship administration and player help; (vi) e-mail companies; and (vii) technical assist.

The failure of a Participant to update their Player Account info in a well timed manner will represent a fabric breach of this Agreement by the Player. Following the registration of a Player Account, if OLG discovers that any of the registration information related to a Player Account which is then on file within the iGaming System isn't true or is no longer correct or full (including, for example, as a result of a Participant's circumstances have changed and the Participant didn't update their info that is associated with the Participant Account), OLG could take all steps in relation to the Participant or the Player Account that OLG determines, in its sole discretion, to be acceptable. For example, these steps might embrace Suspending, or Deactivating the Player Account, investigating any security issues and, within the case of suspected or precise identification theft or fraud, disclosing all relevant info to the suitable law enforcement authorities and different third events that OLG determines to be appropriate (for example, the AGCO, OLG's fee processors, and bank card issuers and manufacturers).

4.3 REQUIRED DOCUMENTATION

OLG could require a Player to supply additional info and documentation if OLG, in its sole discretion, determines that the additional data or documentation is required to comply with applicable laws or regulatory necessities, or if OLG considers the gathering of such data or documentation to be obligatory or advisable in order to prevent fraud or other illegal activity (whether or not suspected or precise) or to in any other case deal with a suspected or actual breach of the phrases and circumstances of this Settlement, or to confirm a Player's id or entitlement to obtain or withdraw Unutilized Funds. Without limiting the generality of the foregoing, a Participant shall be required to provide to OLG such information and documentation as OLG might decide that it requires in an effort to adjust to its FINTRAC reporting obligations. By providing such extra data or documentation to OLG, the Player can be deemed to represent and warrant to OLG that such data is true and accurate or that such documentation is a real, accurate and complete copy of the original.

4.4 Accessing a participant account

When registering for a Player Account, an Intending Participant might be required to create Login Credentials. A Player will not be permitted to disclose the Login Credentials to any other particular person (including, without limitation, different Gamers, Potential Players, members of the family, or minors), and solely the Participant is permitted to make use of the Login Credentials to log into the related Player Account. Following the registration of a Participant Account, the Participant is solely accountable for sustaining the security and secrecy of the Participant's Login Credentials, including associated safety or verification questions and solutions. With out limiting the generality of the foregoing, a Player shouldn't be permitted to use their Login Credentials or Device Biometric Authentication for the purpose of giving every other individual entry to the Player's Player Account for any motive. All transactions (for example, adjustments to registration data and Player Contact Info, deposits, withdrawals, Recreation play and lottery ticket purchases) made by way of a Participant Account following the correct entry or application of legitimate Login Credentials (including while Gadget Biometric Authentication is enabled) can be deemed to have been made by the Player, and the Participant can be solely chargeable for all such transactions.

If a Player intentionally or unintentionally discloses their Login Credentials to anyone else, or if the Participant suspects that another person might have discovered the Player's Login Credentials (whether or not such different person has used or tried to use the Participant's Login Credentials), the Player should immediately change their password on OLG.ca and notify Player Assist concerning the compromise or doable compromise of the original Login Credentials.

A Player can change the password associated with their Login Credentials at any time by going to the "My Account" or "Account Information" page.

A Player has the choice to allow (by way of their Player Account) System Biometric Authentication to access their Participant Account.

The Player is answerable for the care and control of any gadget they use to access OLG.ca, retailer Machine Biometric Knowledge or allow Device Biometric Authentication. The Participant acknowledges that once Gadget Biometric Authentication is enabled by way of their Participant Account, any Biometric Information saved in the machine used to enable the feature can be utilized to entry the Player’s Player Account. Each time a Participant uses Gadget Biometric Authentication to entry their Participant Account, they are going to be deemed to signify and warrant to OLG that their very own and no different individual’s Machine Biometric Data has been used as part of System Biometric Authentication. OLG does not entry nor retailer System Biometric Data.

OLG shall not be liable for any direct or oblique damages arising out of or associated to the Player’s use of, inability to make use of, or enabling of System Biometric Authentication. OLG reserves the appropriate to disable Machine Biometric Authentication at any time with out notice.

A Player has the option of enabling Multi-Factor Authentication as an extra verification factor to access their Player Account together with using a Player’s Login Credentials. "Multi-Factor Authentication" is an authentication technique that requires the Player to input a Time-primarily based One-time Password offered by that third-party software along with their Login Credentials, to confirm the Player’s identity after they try and signal-in to their Participant Account. A "Time-primarily based One-time Password" is a short lived password generated by a third-get together application that can only be used once and within a sure period of time before it turns into invalid, at which point the Player might be required to input a newly generated Time-based One-time Password.

A Player might download any third-occasion authenticator utility to their cell device or desktop from Google Play or Apple’s App retailer, together with but not restricted to Google Authenticator, Duo Cell or Microsoft Authenticator. By selecting to download, access or use a 3rd-occasion utility, the Participant accepts and agrees that there could also be additional terms and conditions governing this utility and it is the Player’s duty to determine whether or not to accept and agree to such third-get together phrases and circumstances. OLG shall not be liable for any direct or oblique damages ensuing from the obtain, entry or use of the third-occasion application selected by the Player in accordance with Part 14.1 and 14.2 of this Agreement.

4.5 Participant ACCOUNTS

A Participant can access the small print of their Player Account by the OLG.ca web site by going to the "My Account" or "Account Information" web page including, for instance, to see the following data:

1. the Participant's registration data, together with Participant Contact Information;

2. the Player's Login Credentials, as well as associated security questions and answers;

3. the present notional steadiness of the Player Account;

4. the financial transaction history related to the Player Account; and

5. the sport-play history associated with the Player Account.


If a Participant discovers any inaccuracy or error in the knowledge that's contained of their Player Account, or if the Participant suspects that such an inaccuracy or error might exist, regardless of who is liable for the inaccuracy or error, the Participant is required to instantly contact Player Help.

OLG.ca is a lottery and gaming web site meant for personal leisure. A Player may solely use their Player Account for these purposes. A Participant might solely use their Player Account for private purposes. A Participant isn't permitted to use OLG.ca or any element thereof (including a Player Account) or any content material included on OLG.ca for any enterprise, commercial or public objective or for some other goal that OLG advises the Player every so often isn't permitted. Without limiting the generality if the foregoing, a Player might not, through chat or otherwise, display, provide or transmit any content that is deemed by OLG to be inappropriate (together with by use of a username or nickname) or threaten bully or in any other case harass some other Participant.

OLG might take all steps in relation to the Participant or the Participant Account that OLG determines, in its sole discretion, to be acceptable in respect of any hateful, discriminatory, sexist, violent, offensive or different inappropriate content. With out limiting the generality of the foregoing, OLG might, in its sole discretion, require that a username or nickname be changed, remove any content deemed to OLG to be non-compliant with the foregoing and/or Suspend or Deactivate the Participant Account.

A Player Account just isn't the property of the Participant and cannot be assigned or transferred to or shared with every other individual by the Player for any purpose.

To be eligible to access Live Streaming (topic to system availability) via their Player Account, a Player should, at the first occasion and in the course of their access: (a) be positioned in Ontario; and (b) meet at least certainly one of the next necessities:

1. The total Steadiness of their Participant Account have to be better than zero (for certainty, the stability of at least one of the Money Steadiness or the Bonus Funds steadiness should be greater than zero);

2. The Player has wagered by means of a Sports Betting Game Performed On-line inside twenty-4 (24) hours previous to first accessing Live Streaming; or

3. The Reside Streaming is in respect of the precise match, game, competitors or particular event on which the Participant has wagered via a Sports Betting Game Played On-line within 336 hours (roughly 14 calendar days) prior to first accessing Dwell Streaming.


For certainty, a Player will lose any entry they have to Dwell Streaming upon failing to satisfy the foregoing eligibility requirements.

5 Taking part in By way of SUBSCRIPTION FOR FUTURE Attracts

5.1 Payment Choices FOR SUBSCRIPTIONS

Gamers could play certain Draw-Primarily based Lottery Video games Played Online by way of subscription provided a participant has Unutilized Funds (or, topic to the relevant Bonus Fund Terms, Bonus Funds) of their Player Account, or by Direct Pay (topic to system availability) in accordance with the Direct Pay Subscription Phrases, and otherwise complies with the phrases of this Section 5 and the OLG Rules Respecting iGaming Lottery Video games.

5.2 SUBSCRIPTION Options:

1. OLG provides two varieties of subscription choices, as follows: the "consecutive draw" option, which provides a Participant the choice to automatically buy a ticket for a delegated number of consecutive draws in a Draw-Based mostly Lottery Recreation Performed Online in accordance with the OLG Guidelines Respecting iGaming Lottery Video games. The number of consecutive attracts available varies from a minimum of two to the maximum quantity introduced to the Player on OLG.ca; and

2. the "never miss a draw" possibility, which supplies a Participant with the choice to automatically buy a ticket for an indefinite variety of attracts in a Draw-Primarily based Lottery Game Performed On-line in accordance with the OLG Guidelines Respecting iGaming Lottery Games.

5.Three FUTURE Recreation TRANSACTIONS

A ticket buy transaction by a Participant by way of subscription in accordance with this Section 5.3 is known as a "Future Sport Transaction".

A Player who engages in, or attempts to engage in, Future Recreation Transactions is solely responsible for continually ensuring that:

1. their Participant Account contains adequate Unutilized Funds (or Bonus Funds, if relevant) or that their permitted Direct Pay cost card is legitimate, operational and authorized by the issuing financial establishment to course of transactions ("Funded"), for such Future Sport Transaction; and

2. that the Player has accomplished the longer term Sport Transactions with sufficient time (as decided by OLG) to allow OLG to process and document such transaction.


Without limiting the generality of the foregoing, such Player must, along with complying with all of the opposite phrases and situations of this Settlement that are then in effect:

1. ensure that they've a legitimate ticket for the relevant draw as evidenced by the purchase confirmation displayed within their Participant Account; and

2. ensure the existence, completeness, and accuracy of the data displayed inside their Participant Account (together with, with out limitation all purchase confirmations);


all earlier than such draw is held.

OLG does not undertake any obligation or accountability for notifying a Player:

1. if they don't have a "valid ticket" (as such time period is defined within the OLG Rules Respecting iGaming Lottery Games) for any specific draw or draws; or

2. in the event that they do or might have insufficient Unutilized Funds (or Bonus Funds, if relevant) out there or if their permitted Direct Pay cost card is just not Funded, to play a specific Recreation previous to rejecting the relevant transaction


provided that the foregoing won't prohibit OLG's means to so notify a Player.

6 DEPOSITS INTO Participant ACCOUNT AND DIRECT PAY

6.1 FUNDING A Player ACCOUNT AND DIRECT PAY

So as to play Games (other than Play-for-Free Video games) on OLG.ca, a Participant is required to have a optimistic notional steadiness of funds in their Participant Account. However the foregoing, a Player may buy tickets for Draw-Based Lottery Video games Performed On-line by means of Direct Pay on OLG.ca (topic to system availability). OLG won't prolong credit to Gamers.

If, at the time that a guess, wager, or buy is to be made in respect of a Game, a Player Account does not have adequate funds accessible or a permitted Direct Pay cost card is just not Funded, then the guess, wager or purchase will not be made and the Player’s entry into the game can be rejected. A Participant is solely accountable for guaranteeing that their Participant Account incorporates adequate funds or their permitted Direct Pay payment card is Funded, as relevant, for a Sport (including any Future Recreation Transaction). OLG doesn't undertake any obligation or duty for notifying a Participant in the event that they do or might have insufficient funds available or if their permitted Direct Pay payment card is or just isn't funded, to play a selected Game (together with any Future Game Transaction) prior to rejecting the relevant transaction (offered that the foregoing is not going to prohibit OLG’s skill to so notify a Participant).

As well as, topic to certain exceptions, any monetary Prizes from Games that are performed via OLG.ca, together with these Draw-Based Lottery Video games Played On-line funded via Direct Pay, can be loaded to the Participant Account by the use of a credit score to the notional steadiness of such Player Account. The withdrawal of funds representing such Prizes from a Participant Account can be topic to the phrases and circumstances of this Settlement. Directions for claiming non-financial Prizes will be offered to Players by OLG once in a while.

6.2 Means of DEPOSITING FUNDS AND Utilizing DIRECT PAY

A Participant could, utilizing Canadian dollars solely: (i) fund their Player Account by depositing funds with OLG; or (ii) complete a purchase order for Draw-Primarily based Lottery Video games Played On-line utilizing Direct Pay, by the use of an accepted Fee Method. INTERAC e-Transfer® funds are usually not permitted for use in a purchase order for Draw based Lottery Video games Performed Online using Direct Pay.

An inventory of all at the moment accepted Fee Strategies can be discovered inside the Deposit and Direct Pay pages. No other Payment Strategies are permitted.

OLG reserves the proper to change, add, or remove accepted Payment Strategies, and the phrases and conditions relevant to accepted Payment Strategies, topic to notice, if applicable. Players are solely answerable for reviewing accepted Payment Strategies before initiating any transaction with OLG.

Players ought to be aware that some bank card issuers could treat the funding of a Participant Account as a cash advance and cost a charge for every such credit card transaction. Any cash advance payment or different charges regarding the use of a Fee Methodology are the Player’s sole duty.

Credit score playing cards or debit playing cards which might be accepted Fee Strategies must be issued in Canada by a Canadian bank or financial institution. Gamers may only deposit funds using a Fee Methodology for which the Participant is an authorized consumer, as defined by the Canadian bank, financial institution, or payment processing operator, as applicable.

OLG will not accumulate on-line banking or password data.

A Player should familiarize themselves with the phrases and situations that govern the usage of their chosen Cost Technique previous to utilizing it to fund a Player Account or for Direct Pay together with, but not restricted to any money advance fees or other charges related to the use of the Fee Technique.

OLG or its payment processing service providers might retailer Cost Methodology or card information on servers located outdoors of Ontario, however inside Canada. In addition, OLG and its fee processing service providers may use and disclose aggregated transaction data for varied analytical functions regarding their respective companies (but not regarding a particular or identifiable Participant). By using an accepted Cost Technique to fund a Player Account or for Direct Pay, the Participant expressly consents to OLG or its fee processing service providers, or both, storing such transaction data positioned on servers situated outdoors of Ontario, but inside Canada and utilizing and disclosing aggregated transaction information for the needs described on this paragraph.

The service provider related to any deposit transaction can be "Ontario Lottery and Gaming Corporation".

Each time a Player makes use of an accepted Fee Method to make a deposit with OLG for functions of funding the notional balance of a Player Account or for Direct Pay, they will be deemed to characterize and warrant to OLG that the Participant has all necessary rights and authority to use such bank card, debit card or the funds in the relevant checking account for such purposes, including in circumstances by which the bank card, debit card or checking account is jointly held with one or more other persons or is held by a person other than the Player.

OLG, or its fee processing service providers, will hold a Participant's monies that are deposited with OLG for purposes of funding the notional balance of a Player Account in a bank account or escrow account as trustee for the Player (not as banker or debtor). However something to the contrary contained on this Agreement, OLG will deal with a Player's money that has been deposited with OLG as a trustee, and nothing contained herein shall create or give rise to any obligation on the a part of OLG to repay any money to the Player because the Player's debtor. For the avoidance of doubt, a Player Account just isn't a bank account and, therefore, isn't insured, assured, sponsored, or otherwise protected by any deposit or banking insurance system. Funds deposited with OLG for purposes of funding the notional steadiness of a Player Account, and monetary Prizes which can be credited to a Participant Account, won't accrue interest for the benefit of the Player, and the Participant shall not be entitled to say any interest from OLG in respect of any such funds.

Within the event that any quantity becomes owing to OLG by the Player underneath or in accordance with the phrases of this Settlement, OLG shall have the best to deduct such quantities from the Player's Unutilized Funds and to regulate the notional stability of funds in the Player Account accordingly without the requirement for any advance or additional discover to be supplied to the Player by OLG.

6.Three DEPOSIT AND DIRECT PAY LIMITS AND LIMITATIONS

In addition to any deposit limits established by a Participant, OLG (in its sole discretion) might restrict a Player's potential to fund the notional stability of a Player Account or interact in Direct Pay, including but not restricted to by:

1. establishing minimum and most amounts of funds that may be deposited by a Player with OLG for the aim of funding the notional stability of a Player Account, on a transaction-by-transaction foundation or throughout a number of time intervals. In addition, a specific credit card may not be registered with multiple Player Account;

3. limiting a Player's means to alter deposit methods during specified intervals of time;

4. restricting a Participant's potential to alter sure credit card data or otherwise impose conditions previous to changing bank card data (for instance, requiring that the Participant contact Player Assist);

5. altering acceptable strategies of fee; or

6. limiting the variety of deposits that a Participant could make for the aim of funding the notional balance of a Participant Account. As of the date of this Agreement, the minimal deposit quantity for a single deposit by a Player cannot be less than $15.00 and can't exceed $999,999.00;

2. limiting the number of different credit score cards that a Player can use to fund a Player Account or make a purchase order using Direct Pay. As of the date of this Agreement, a Participant cannot make more than ten (10) such deposits.

Topic to the deposit limits set by OLG pursuant to this Section 6.3, a Player has the option to set, change or take away deposit limits for their Participant Account applicable to the intervals of time and in the manner contemplated in the Accountable Gambling and My PlayBreak Coverage

6.4 CHARGEBACKS

A "Chargeback" happens for the needs of this Settlement when a credit score or debit cardholder contacts the bank or other financial institution that issued the card to provoke a refund for a cost transaction that was made utilizing the card or the account related to the card, and the financial institution or monetary institution requests that OLG return the related funds.

If a Player funds the notional stability of their Participant Account or completes a purchase order using Direct Pay and thereafter a Chargeback occurs in respect of all or part of the transaction, OLG (or any of its third-get together service providers) may take any or all of the next actions, in every case as OLG, in its sole discretion, determines to be appropriate:

1. Suspend the Participant Account pending resolution of any dispute regarding the Chargeback in accordance with Section 12.1;

2. request that the Participant contact Participant Assist to explain the circumstances of the Chargeback;

3. debit the Unutilized Funds in the Participant Account with the quantity of the Chargeback. If that debit leads to a detrimental balance of Unutilized Funds in the Player Account, the amount of the negative stability will constitute a debt owed by the Player to OLG, and OLG reserves the proper to recover such amount from the Participant;

4. Deactivate the Participant Account and exclude the Player from playing Games on OLG.ca (i.e., deem the individual to thereafter be an Excluded Particular person); or

5. initiate a dispute decision process with the relevant bank or monetary establishment, which can include OLG offering proof relating to the deposit transaction and/or Chargeback to a payment processing service supplier and/or a financial institution or financial establishment.

7 WITHDRAWALS FROM A Participant ACCOUNT

7.1 Strategies OF WITHDRAWING UNUTILIZED FUNDS

Subject to certain exceptions, withdrawals of Unutilized Funds from a Player Account might be processed by means of an digital financial institution transfer (in Canadian dollars only) to a checking account that's registered by the Player and which OLG has verified and accredited, to its satisfaction, is held by the Player at a bank or different monetary establishment acceptable to OLG in Canada. A Participant shouldn't be permitted to designate a checking account for such functions that is not held by the Player (alone or together with different individuals).

The Participant acknowledges and agrees that:

1. OLG will require the Participant to submit documentation (by digital upload by way of OLG.ca or as OLG could in any other case instruct) that, in OLG's sole dedication, evidences the Participant's authority over the bank account that is to be registered.

A Player will not be entitled to specify some other fee method or forex of payment for a withdrawal. For instance, OLG might require a copy of a void cheque or a checking account assertion, in both case which incorporates the Player's identify, civic tackle and the checking account number, all of which should match the information related to the Participant Account that's saved in OLG's iGaming System;

2. by submitting such documentation to OLG, the Player might be deemed to signify and warrant to OLG that such documentation is a real, accurate and complete copy of the unique; and

3. if the Participant registers a bank account that's held jointly with one or more other individuals, withdrawals of Unutilized Funds from their Player Account can be paid into such joint account and, due to this fact, may be accessed by the other account holders. For example, a Participant is not going to be capable to withdraw Unutilized Funds to a bank card even when the Participant used a credit card to deposit funds with OLG for functions of funding the notional balance of their Participant Account. OLG, in its sole discretion, might now and again return Unutilized Funds to a Player by different acceptable means.

7.2 WITHDRAWAL LIMITS AND LIMITATIONS

Topic to the terms and situations of this Agreement, a Player might withdraw Unutilized Funds from their Participant Account up to the then-current stability of Unutilized Funds.

A Player is not going to be entitled to withdraw Unutilized Funds from a Player Account by way of OLG.ca at any time that a Player Account is Suspended unless OLG, in its sole discretion, determines that the withdrawal (in entire or partly) will be permitted. If a Participant Account is Suspended and the Player wants to make a withdrawal of Unutilized Funds, the Participant must contact Participant Support.

OLG might every now and then specify minimum and most withdrawal quantities relevant to Participant Accounts. As of the date of this Agreement, the minimum amount of a single withdrawal of Unutilized Funds by a Player is $2, and there is no such thing as a most quantity of a single withdrawal of Unutilized Funds by a Player. If a Participant needs to withdraw lower than the desired minimum quantity, the Player should contact Player Support.

OLG could sometimes limit the number of withdrawals of Unutilized Funds by a Participant that a Player can make throughout a specified period of time. As of the date of this Agreement, a Participant is permitted to make only one withdrawal of Unutilized Funds per day.

7.Three WITHDRAWAL CANCELLATIONS

OLG might, in its discretion, refuse a withdrawal request if OLG suspects such withdrawal is made in breach of this Agreement (whether or not or not such violation is a cloth Breach). OLG will make affordable efforts to promptly notify the Player of such refusal through the Participant Contact Data related to the Participant Account.

A Player could cancel their withdrawal request through their Player Account. Offered such cancellation has not been processed by OLG, the relevant funds shall be returned to the Unutilized Funds within the Player Account.

7.4 WITHDRAWAL PROCESSING Times

Following a Participant's request to withdraw Unutilized Funds from their Player Account and the satisfaction of all different terms and situations for a withdrawal (together with offering any required info or documentation to OLG), in most circumstances OLG will be capable of course of the withdrawal within three Business Days. In some circumstances, a longer time period for processing a withdrawal could also be required. OLG won't be required to notify the Player of any delay related to the processing of a withdrawal of Unutilized Funds or the explanation for such delay except extra information or documentation is required to be supplied by the Player.

8 BONUS FUNDS Terms

8.1 BONUS FUNDS

Occasionally, OLG could, in its sole discretion, whether for promotional purposes or in any other case, supply to add Bonus Funds into a Player Account, topic to the Participant (in their discretion) accepting the offer of the Bonus Funds. Bonus Funds have a notional monetary worth only, so they don't seem to be Unutilized Funds on the time they're awarded. A Participant won't be obligated to accept Bonus Funds. A Participant just isn't entitled to receive Bonus Funds except OLG, in its sole discretion, determines that Bonus Funds ought to be offered to a specific Participant. A Participant can forfeit Bonus Funds at any time by contacting Participant Support.

OLG may have the best to find out the qualification standards for all promotions and awarding of Bonus Funds. The standards can be specified in the phrases and conditions that OLG determines are relevant to any specific Bonus Funds, and any use of such Bonus Funds should adjust to the applicable terms and circumstances relating thereto (the "Bonus Funds Terms"). All Bonus Funds Terms might be deemed to be integrated by reference in this Settlement, and within the event of any inconsistency between the Bonus Funds Terms and the terms and circumstances of this Agreement, the Bonus Funds Terms shall govern to the extent of the inconsistency.

The awarding and availability of Bonus Funds are in OLG's sole discretion. The usage of Bonus Funds could also be limited to particular Video games and particular periods of time, and Bonus Funds could expire and be cancelled if they don't seem to be used previous to a specified date or time. The applicable Bonus Funds Phrases must be consulted. As well as, OLG may cancel Bonus Funds that have been uploaded right into a Player Account at any time in its sole discretion.

8.2 Utilizing BONUS FUNDS

If a Participant who wants to play Games (aside from Play-for-Free Video games, Sports activities Betting Games Played Online and Draw Based Lottery Games Performed On-line) has both Bonus Funds and Unutilized Funds of their Participant Account (regardless of whether the awarding of the Bonus Funds preceded or adopted the credit score of notional funds to the stability of the Participant Account, whether resulting from a deposit of funds with OLG by the Player or the profitable of a Prize by the Participant), the Unutilized Funds might be used first to play the eligible Games till all the Unutilized Funds have been utilized, following which time the Bonus Funds might be used. Winnings from wagers placed with Bonus Funds are added to the Bonus Funds steadiness.

If a Player chooses to pay for Draw-Primarily based Lottery Video games Played On-line using Direct Pay they aren't permitted to make use of Unutilized Funds nor Bonus Funds to pay for any portion of the whole purchase worth; all the buy should be made using Direct Pay. If a Player needs to make use of Unutilized Funds and/or Bonus Funds in their Player Account to pay for any portion of any buy, the Participant should pay for the entirety of the purchase with Unutilized Funds and/or Bonus Funds in accordance with this Settlement. In respect of subscriptions for Draw-Based Lottery Games Performed Online, a Player might change the tactic of payment for Future Recreation Transactions between: (i) Direct Pay, and (ii) Unutilized Funds and/or Bonus Funds in their Player Account, in accordance with the Direct Pay Subscription Terms.

For Draw-Primarily based Lottery Video games Played Online and Sports activities Betting Games Performed Online, Bonus Funds will probably be utilized in accordance with the relevant Bonus Fund Terms. Pursuant to such terms, a Participant may be required and/or permitted to use Bonus Funds for the acquisition of Draw-Based Lottery Games Performed On-line and Sports Betting Video games Performed On-line, as applicable, prior to Unutilized Funds being utilized.

The Bonus Funds Terms may contemplate that certain Bonus Funds will turn out to be Unutilized Funds solely after sure wagering necessities have been satisfied. A Participant ought to evaluation the applicable Bonus Funds Phrases prior to accepting a suggestion of Bonus Funds. If a Player doesn't settle for the applicable Bonus Funds Terms of their entirety, then the Player should not accept the related Bonus Funds or choose-out of the promotion in accordance with such Bonus Fund Phrases.

9 Promoting

9.1 PUBLISHING WINNER Information

OLG may publish the winner’s title, town/city, Prize amount, game name, "insider" status, draw date and paid date on OLG’s web site (OLG.ca).

10 DORMANT ACCOUNTS

10.1 how a player account becomes a dormant account

A Player Account will grow to be a Dormant Account if there has not been a Participant-Initiated Transaction for a interval of 36-consecutive months, until the Player Account is for a person registered for My PlayBreak. For this goal, a "Player-Initiated Transaction" means (i) a deposit of funds by the Participant for the aim of funding the Player Account, (ii) a withdrawal of Unutilized Funds from the Participant Account, or (iii) a guess, wager or buy of a Draw-Based mostly Lottery Game Performed Online or a Pay-to-Play Game, including a Future Sport Transaction that has not expired or been suspended because of insufficiency of Unutilized Funds or for any other motive. For the avoidance of doubt, participation in a Play-for-Free Game just isn't thought of a Participant-Initiated Transaction. If a Future Recreation Transaction associated with such a Player Account expires or is suspended or cancelled for any reason, the foregoing 36-month period might be calculated starting on the day that the final Future Game Transaction is processed from the Participant Account, being the last Player-Initiated Transaction.

10.2 effects of a dormant account

A Participant will not be restricted from accessing their Participant Account in the course of the time it's a Dormant Account. A Dormant Account (that has not been Deactivated) will cease to be a Dormant Account upon the completion of a Participant-Initiated Transaction. If a Player Account remains a Dormant Account for 30 consecutive days, OLG will Deactivate such Participant Account no earlier than the 31st day after the date the Player Account became a Dormant Account.

Upon a Player Account changing into a Dormant Account, OLG will use reasonable efforts to notify the Participant through the e-mail handle related to such Player Account of the next: (i) the Player’s Player Account has become a Dormant Account; (ii) the balance of Unutilized Funds related to the Player Account; (iii) the consequences of the Participant not taking the steps contemplated on this Section 10.2 to remove the Dormant Account standing from their Participant Account.

Notwithstanding Section 12.2, upon the Deactivation of a Dormant Account, OLG will routinely retain the Unutilized Funds subsisting at such time until: (i) OLG approves a request from the Intending Player to reactivate their Deactivated Dormant Account in accordance with Part 10.3; or (ii) OLG receives correct instructions regarding the disposition of such funds from the Participant or their authorized representative.

10.Three REACTIVATION OF A DEACTIVATED DORMANT ACCOUNT

OLG will retain information regarding a Deactivated Dormant Account within the iGaming System in accordance with its record retention insurance policies. If a Dormant Account is Deactivated pursuant to Part 10.2, the Intending Participant associated with such Dormant Account may thereafter contact Player Support to request the reactivation of such Dormant Account. If such a Deactivated Dormant Account is reactivated, it will have the same account details as those which existed as of the date the Dormant Account was Deactivated. In the event that any of the relevant information has modified (for example, the Player Contact Info), the Intending Participant will be solely responsible for updating such information and complying with the terms and conditions of this Agreement which are then in impact.

Eleven PLAYER’S CLOSURE OF ACCOUNTS

11.1 CLOSURE OF A Participant ACCOUNT BY THE Participant

A Player may shut their Player Account at any time by contacting Player Support ("Closed Account"). If a Participant is no longer eligible to have a Player Account (for instance, if the Participant might be relocating to a jurisdiction exterior of the Province of Ontario, or if the Participant turns into an Excluded Particular person), the Participant is required to shut their Participant Account.

Upon Closure of a Player Account, the Player Account will no longer be accessible by the Participant until such time because the Participant has contacted Participant Support to request a re-opening of the Player Account and OLG has authorised of such re-opening. All Future Game Transactions associated with the Closed Participant Account that have not been completed by the time of Closure can be cancelled.

Notwithstanding the Closure of the account, OLG will retain a Player’s information in accordance with its file retention insurance policies. For extra information on how OLG retains a Player’s private information, see the OLG Web Gaming Privateness and Cookie Policy

Subject to the minimum withdrawal necessities in Section 7.2 and documentation necessities in Part 4.3, if a Player Closes their Player Account and Unutilized Funds stay in the Player Account at that time, OLG will return the Unutilized Funds to the Player's checking account that's related to the Player Account, the main points of which are stored by OLG on the iGaming System. In the event that no bank account is associated with the Player Account, or if OLG is just not capable of successfully deposit the Unutilized Funds in such checking account (for instance, because the checking account has been closed or because OLG requires further information with a view to verify that the bank account belongs to the Player), OLG will use cheap efforts to contact the Player utilizing the Player Contact Information to advise as to the status of the Participant Account and the steadiness of Unutilized Funds.

12 DEACTIVATION OR SUSPENSION OF A Player ACCOUNT IN OLG'S DISCRETION

12.1 SUSPENSION OF A Player ACCOUNT

OLG shall have the appropriate to suspend a Player Account at any time in its sole discretion (a "Suspended Account"). Without limiting the foregoing, and by the use of instance only, OLG could Suspend a Player’s entry to their Participant Account if it suspects that the Player has improperly initiated a Chargeback or has dedicated any breach of this Player Settlement, relevant legislation, Lottery Recreation Guidelines, and/or the Pay-to-Play Recreation Rules.

While a Player Account is Suspended:

1. a Player will likely be unable to login or entry their Player Account;

2. a Player shall be unable to withdraw any Unutilized Funds except OLG, in its sole discretion, determines otherwise;

3. all Future Game Transactions associated with the Suspended Player Account will be suspended and/or cancelled (i.e. no buy or other monetary transaction in respect thereof that has not been accomplished at the time the Participant Account is Suspended will be completed); and

4. a Player may be required to cooperate with any investigations performed by OLG into the Player’s conduct prior to the Suspension being lifted (including provisions of further documentation or information as requested by OLG). Failure to cooperate with this subsection 12.1(d) shall be deemed a fabric Breach of this Agreement.


If, during the Suspension, OLG determines that the Player has committed a material Breach of this Agreement, it could Deactivate the Participant Account in accordance with Part 12.2.

12.2 DEACTIVATION OF Participant ACCOUNTS

OLG shall have the fitting to deactivate a Participant Account at any time in its sole discretion (a "Deactivated Account").

If OLG Deactivates a Player Account, OLG will deposit an amount equal to the Unutilized Funds as at such date into the checking account that is related to the Player Account (topic to the minimum withdrawal necessities detailed in Section 7.2 and additional documentation requirements in Section 4.3), the details of that are stored by OLG on the iGaming System. In the event that no checking account is related to the Participant Account, or if OLG isn't able to successfully deposit the Unutilized Funds in such checking account (for example, because the checking account has been closed or because OLG requires extra data in an effort to confirm that the bank account belongs to the Participant), OLG will use its cheap efforts to contact the Player using the Participant Contact Info. If OLG is unable to contact the Player, then OLG will retain the Unutilized Funds till OLG receives correct directions referring to the disposition of such funds from the Player or their authorized representative.

However the foregoing, if OLG Deactivates a Player Account on account of the incidence of a material Breach by the Participant under this Agreement, OLG (in its sole discretion) shall be entitled to treat any or the entire Unutilized Funds as forfeited by the Participant, by which case the Player will not be entitled to have the Unutilized Funds returned.

13 Impact OF DEACTIVATION OR CLOSURE OF A Participant ACCOUNT

With out limiting the foregoing, when a Player Account is a Closed Account or a Deactivated Account:

1. Any scheduled wagers, bets or purchases (including for Future Game Transactions) that have not been completed previous to the Closure or Deactivation can be cancelled;

2. the Participant will not be entitled to receive any offers for brand spanking new Bonus Funds, and any present Bonus Funds associated with the Player Account shall be cancelled and the Player is not going to be entitled to receive any compensation in respect of the cancelled Bonus Funds; and

3. this Settlement will terminate, aside from those provisions which by their nature are meant to survive the termination of this Agreement.

14 ACCESSING AND Using OLG.CA

14.1 Supply AND Upkeep OF Player Gear AND Services

Potential Gamers, Intending Gamers, and Players are solely answerable for supplying and sustaining all gear, know-how and providers that they require to access and use OLG.ca. The performance or operation of OLG.ca or any webpage or Mobile Applications that OLG might make accessible to Gamers infrequently could also be affected by a Player's computer equipment, cellular device, Internet connection or different factors which might be outside of OLG's control. In some instances, a Prospective Participant, Intending Player, or a Participant could not be capable of entry or use some or all of the parts or functionality of OLG.ca because of deficiencies in their very own tools or technology or the service suppliers retained by them. For example, a gradual Internet connection could adversely impression the efficiency or operation of OLG.ca, or an outdated net browser or the settings on a Participant's pc may cause some or the entire content material of OLG.ca to display incorrectly or to fail to display.

OLG makes no representation or guarantee of any kind regarding the compatibility, performance, efficiency or operation of OLG.ca or any element thereof on any Intending Participant, Potential Participant or Participant's computer or different devices used to access OLG.ca.

Gamers could require or resolve to make use of extra third-get together services to entry OLG.ca (e.g., web service provider settlement; cell provider settlement; email account; textual content messaging service (SMS)) or to entry their Participant Account, together with by means of use of Multi-Issue Authentication or Device Biometric Authentication. The Participant is solely accountable for any agreements and prices related to those third-party services. A Participant ought to familiarize themselves with the terms and situations that govern any such services previous to utilizing them to entry OLG.ca or their Participant Account.

14.2 THIRD-Celebration Content material; JOINT Video games

As a way to entry or use sure parts of OLG.ca, it may be obligatory for a Potential Player or a Participant to obtain software (for instance, certain casino video games may require a flash participant or an up-to-date web browser; and the use of Multi-Factor Authentication requires the Player to obtain a third-occasion utility that will generate a Time-based One-time Password.)

Sure third-party product suppliers could require the potential Player or the Participant to acce