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Retirement accounts are tax deferred. Taxable bonds usually pay higher rates than tax free bonds. So it makes sense to buy taxable bonds in retirement accounts.

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Yes, are generally being subject to the EU crisis, always be affecting our stock market, and it will probably affect our banks and corporations. That means it will affect our employment recovery, and probably take our GDP growth down to 0%. Remember we were at 2.5% not long ago for GDP growth, all of us were hoping that would accelerate. But obviously the appropriate approach . happen because we have exposure to Europe. And then we are to be able to have 0% growth because Europe didn't play things fair and inevitably collapsed their marketplace. Why should we receive screwed twofold?